A new login technique is becoming available in 2023: the passkey. The passkey promises to solve phishing and prevent password reuse. But lots of smart and security-oriented folks are confused about what exactly a passkey is. There’s a good reason for that. A passkey is in some sense one of two (or three) different things, depending on how it’s stored.
There are definitely pluses and minuses. It will lock you out after 8 incorrect pins so if it came down to it, you could probably force it to lock pretty quickly.