A new login technique is becoming available in 2023: the passkey. The passkey promises to solve phishing and prevent password reuse. But lots of smart and security-oriented folks are confused about what exactly a passkey is. There’s a good reason for that. A passkey is in some sense one of two (or three) different things, depending on how it’s stored.
I agree 100%. As mentioned, I rarely share my approach and I’ll be deleting that comment in a bit. It works well for me.
No hacker is attempting to decode the password algorithm because they don’t know of its existence on my logins, and they have thousands of better ways to go - as you said.