I bought a small sailboat ($12k usd) and have been off-grid for 6 years now. My bills are (minus food) under $400/m, in South Florida / The Keys. I drive a 22 year old Toyota with 250000 miles on it I paid off in full MANY years ago. I shop Goodwill and used bundles on eBay. I only purchase food, underwear and sex toys new, everything else is used.

Lower your expectations, get rid of as many reoccurring monthly bills as possible, extract yourself from the madness.

It took me three long fucking years to get here from where you are exactly now, and that includes paying off most of my debts. I became debt free in late 2022 at 55 years old. Late for sure, but across the line nonetheless . Don’t give up hope, keep fighting, change your goals.

I’ll help you however I can as well bro/sis. Don’t let the bastards keep you down.