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Joined 2 年前
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Cake day: 2023年9月28日

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  • America has a mentality of “I’m paying you for your time, not the quality of your work.” Even if you complete the work assigned to you they will throw a hissy fit if you leave one minute early because that is one minute they are paying you that you arent available if something goes wrong.

    It’s all ass backwards because it is cheaper in the short term to pay for cheap labor with low reliability and high availability than for expensive labor with high reliability and medium to low availability. If you take the high availability away from the former you are left with nothing.









  • Your credit, which is a fancy name for the profile that financial companies build on you to determine whether you are able to pay back loans. When you apply for a credit card, get a loan, rent an apartment, or buy a car, the seller will look at your credit to determine whether you are a risk of not paying and will use this info to set interest rates and payment plans.

    Locking your credit means preventing these financial institutions from releasing your financial information to people who request it. This will prevent malicious actors from opening lines of credit in your name, but it will also prevent you from doing so as well.

    Unfortunately in the US we can’t tell a single entity that we do not want this information released. We need to inform multiple entities not to release this info since they are all independent.