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Cake day: July 12th, 2023

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  • SkippingRelax@lemmy.worldtoMemes@sopuli.xyzI'm working on it, ok?
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    7 months ago

    You seem to be in a very unique situation. And to have a pretty good understanding of personal finance and of your risk appetite. What you say works for you and a few people that happen to have access to universal healthcare, what looks like four separate insurance policies, and that can manage not to fuck it up with credit cards.

    6 months liquid emergency fund remains the best strategy for most people out there.


  • Would certainly suck if those six months worth of emergency fund had temporarily gone down to four months because of a downturn in the stock market though.

    Accidentally there might also be some correlation with stock markets going down, and an emergency happening. Eg large company laying staff off.

    That said you can do the math and see how much that money would return on average on etfs compared to a bank account, and decide if that’s worth the risk to you.

    Experts say no, I agree with them but I see your point, and it’s definitely worth to challenge these suggestions.








  • The last twentyONE years is what brought us to TODAY.

    – 1934. A disgruntled German referring to Hitler’s ascent to power

    Again, you are the one who mentioned education. That’s the only thing we can use to prevent making the same mistake over and over.

    Had someone handled Hitler and miles (Bolsonaro, Berlusconi… the list is long and incredibly reperitive) the way they need to be treated we wouldn’t repeat the same pricey mistake over and over. And south America should have learnt a thing or two about fascist dictators by now.


  • Mate, a populist fascist is a populist fascist in sud America, Greenland or in the US. You don’t need to live in the country to see how trump, bolsonaro, duterte or milei are just shit human beings that prey on poor and ignorant people. That’s what populists do, we have seen it a million times in the past and since you mention education, that’s the only hope that people learn critical skills and stop voting for these assholes ( or better even, they hang them upside down)



  • That guy is not asking, is demanding. I use lots of open source software and am aware that the developer is often stretched thin. If I can’t help with the project (can’t say I have in the past two decades) I want them focused on what is important and what probably keeps them motivated, writing code and adding cool features. If they have time, fix bugs. If there is more bandwidth, write documentation.

    Not wasting time making an executable for every OS out there because some ingrateful asshole is too lazy to figure out how to read instructions in plain English.