What’s this “whole country” thing…how do you get that to happen? No, I’m seriously asking cause as an American, I wanna know how we can revolt for healthcare and a livable wage. Just takes all of us right? Maybe tomorrow 🤞

Yeah I also heard the American banking system is as strong as ever… 👀. Not like they’d actually tell us and risk a bank run!

What action was the general public supposed to take? Opposing voices have ended up in jail or worse. If you think this can’t happen to you in your country then you’re very much mistaken!

Don’t worry, I’ll go first.

So I ultimately agree that the first thing to do is to recognize your known amounts. I start with a simple Excel spreadsheet and begin with known monthly income amounts first. Fixed or relatively consistent income gets it’s own row. Then I try to think about other sources of income that I make throughout the year (if any) and then average that to a monthly amount.

Next I start with all of my known fixed expenses. Mortgage/rent, car payments, insurance, etc. Next comes known variable expenses like gas, groceries, etc. I always average out the last few months and try to lean towards a higher amount to be conservative. Last, I try to always budget for unexpected expenses. Vehicle maintenance, child injury, unexpected bachelor party…you name it, but every month on average SOMETHING unexpected comes along.

What I’m left with, I divide by 30 days to figure out what I can spend on a daily basis. Some days I spend over, sometimes way under…but this gives me a good idea every day on how I should be doing for the month. I find it helps to have that “per day” thought in your mind at all times!

So this is just advocating for budgeting in general? Well let’s take it a step further…how do you (and others) go about building your budget?