• MadPlaid@lemmy.world
      link
      fedilink
      English
      arrow-up
      49
      arrow-down
      3
      ·
      1 year ago

      Gold is used in a lot of other things than money and jewelry. For example, a sizable portion of the world’s supply is used in electronics like cellphones and computers.

      • KepBen@lemmy.world
        link
        fedilink
        English
        arrow-up
        39
        arrow-down
        14
        ·
        1 year ago

        Oh no a country is investing in their own industrial capacity, what devious monsters!

    • Hereforpron2@lemmynsfw.com
      link
      fedilink
      English
      arrow-up
      4
      arrow-down
      8
      ·
      edit-2
      1 year ago

      But when money fails (hyperinflation, sanctions, digital collapse, bank failures, violent revolution, etc.), countries who already have gold reserves will be the only ones with anything of value.

      Beyond that, just by virtue of the fear of any of those events or general international turmoil rising, the value of gold rises, too, as one of very few stores of wealth that can survive any such event. Investing in gold is a great low-risk move for guaranteed returns on huge reserves.

      Edit: I don’t know why people are downvoting this lol. Talk to literally anyone in finance.

      • FlowVoid@lemmy.world
        link
        fedilink
        English
        arrow-up
        2
        arrow-down
        2
        ·
        1 year ago

        I talked to someone in finance, and the first thing they said is that nothing has guaranteed returns.

        • BOMBS@lemmy.world
          link
          fedilink
          English
          arrow-up
          2
          ·
          1 year ago

          FlowVoid: Hi, I’m FlowVoid.

          Person in finance: Nothing has guaranteed returns.

          FlowVoid: Oh…uh, ok.

          Person in finance: I’m in finance.

          • FlowVoid@lemmy.world
            link
            fedilink
            English
            arrow-up
            2
            arrow-down
            2
            ·
            edit-2
            1 year ago

            Close! But here’s what actually happened…

            FlowVoid: Hi, I’m FlowVoid, your 1:30 pm appointment. I’m here for some guaranteed returns, here’s $3.50, now set me up finance bro.

            Person in finance: Nothing has guaranteed returns. Also get out.

            • KevonLooney@lemm.ee
              link
              fedilink
              English
              arrow-up
              2
              ·
              1 year ago

              You can get a guaranteed return in many ways.

              • US Treasury bonds: if the US government fails you’ll have bigger problems than money. You don’t need to worry about that scenario. You’ll win the lottery first.
              • Pay off a loan: by paying off your principal early you can guarantee that you pay less interest in the future.
              • Buy something that saves you money: if you like cooking, an herb garden will save you a lot of money. If you like sweets, baking equipment will do the same.
                • KevonLooney@lemm.ee
                  link
                  fedilink
                  English
                  arrow-up
                  1
                  ·
                  1 year ago

                  Savings are better than returns because they are legally tax free. A penny saved is worth more than a penny earned.

                  • FlowVoid@lemmy.world
                    link
                    fedilink
                    English
                    arrow-up
                    1
                    arrow-down
                    1
                    ·
                    1 year ago

                    Yes, savings are usually better if for some reason you are forced to choose only one. But they are generally used together. A penny saved is worth even more if it is used to generate a return.