Yep, in many cases people live paycheck to paycheck without being able to save money for an emergency. Often, we are just one emergency away from homelessness! By design, the US has very few avenues in the way of social safety nets (the few we do possess for those who are disabled or elderly, are being attacked by Republicans). People have voted against their own best interests enough to cause this crisis; it will be an uphill battle to destroy those walls built against real change.