• sunzu@kbin.run
    link
    fedilink
    arrow-up
    1
    ·
    4 months ago

    Isnt it free and very good?

    Think of it more is visa master card discover bank of America?

      • sunzu@kbin.run
        link
        fedilink
        arrow-up
        1
        ·
        4 months ago

        As in “free” payment processing system deployed and maintained by the Indian government?

        • The Liver@lemm.ee
          link
          fedilink
          English
          arrow-up
          0
          ·
          4 months ago

          Why the quotes? It is free. Except for the money that you transfer. That is deducted from the bank account, obviously.

          • sunzu@kbin.run
            link
            fedilink
            arrow-up
            0
            ·
            4 months ago

            Taxpayers still pay for it, but it is free at the point of sale or transaction.

            It is great system tho as far as my understanding how it was done. In us, the rate is 3-4% on credit transaction which dominat payment system for point of sale. Shit is taxing.

            • Aux@lemmy.world
              link
              fedilink
              English
              arrow-up
              0
              ·
              4 months ago

              The real question is why do people in the US use credit cards instead of debit cards like everyone else?

              • sunzu@kbin.run
                link
                fedilink
                arrow-up
                1
                ·
                4 months ago

                It provides better customer protections over any other payment method. It allows you get a charge back if vendor is acting funny.

                You zero practical protection with cash for example if physical or less protection with debit card. Debit cards are not good to use for everyday buying if it is your checking account. It is too risky.