• werefreeatlast@lemmy.world
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    4 days ago

    I really don’t think that’s how it works. Like no one has ever sold their house below market to such an extent that one would run to buy it. That makes no sense. If you lose your house, it goes to the bank.

    • orcrist@lemm.ee
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      3 days ago

      Think about what you’re saying. The market value fluctuates over time. Right now US housing is artificially inflated because of monopolies and rampant real estate speculation. When it tanks, it could tank hard and fast, and it might never get back to current levels. Nobody knows. And that is the time when tens of millions of Americans would love to buy homes.

    • pinheadednightmare@lemm.ee
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      3 days ago

      I can see you weren’t around when the fallout of 08 happened. Read some articles about the 08 crash. With all of these people losing their jobs, you don’t think there will be ramifications to that? The job market is complete shit right now, more people looking than jobs available. The dominoes have been tipped and are starting to fall. The sooner you realize that the better you will be on the recovery. There’s a bad moon rising and trouble is on the way.

    • qprimed@lemmy.ml
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      4 days ago

      but banks dont want houses. they want the balance of the loan. in a moderate recession realestate will get auctioned fast and low.

        • IamtheMorgz@lemmy.world
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          4 days ago

          I mean, anecdotally, I do know someone that bought a new build in mid 2008 for about 60k-ish less than what everyone else in the neighborhood bought for (earlier or later). The company building out the subdivision was pretty desperate and he had a solid stable job as a trucker. He managed to get all kinds of perks and stuff too.

        • qprimed@lemmy.ml
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          4 days ago

          oh, you’ll know. talk to friends and family who may have been through this before. make a plan (or five) for something that works. there are paths depending on your goals - individual, multi-family, communal, etc. only you (and other potential participants) know what you might want to achieve.

          the most important thing its talking to people who have been through it before. start doing that so you have some inkling of what to look for and what might work if you have resources. a great deal of it is luck but some of it is forethought.

          reminder: none of this is competent financial advice and you should probably ignore it.

        • FlowVoid@lemmy.world
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          3 days ago

          Just google “foreclosure auction” in your area. Those houses will generally sell below market.

    • ubergeek@lemmy.today
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      3 days ago

      I was lucky enough to be able to leverage a VA loan, and had a solid and secure job during the 2008 recession, which is the ONLY reason I was able to buy a home. Ever.

      I couldn’t do it today. Not 3 years ago during “The bestest economies evar!” Not 6 years ago while the admin was “Making American Great Again”…

      Nope, it was because of a recession, so houses sat on market for 4 or 5 months. Almost any offer was being taken. I even talked the seller down 9K on my home. That’s how bad it was.