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Joined 1 year ago
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Cake day: July 24th, 2023

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  • You call no one. You buy a safe of your own. You start buying your groceries in two transactions, one with your card like always, the other in cash. Every other time you fill your gas tank you use a little of the cash. Clothes are all cash till that safe is empty. Buy all your gifts from the farmer’s markets or other “street walk” events. Who cares if it’s more than you normally spend, the point is that officially, you bought no gifts. Cash anytime you go out to eat.

    Get what you can from Facebook marketplace or Craigslist, but never anything that would mean title or registration. Those all need to come with deductions from bank accounts you can point to. The point is that by “cutting” a bunch of explainable expenses, you can eventually save up for the big spend item and buy that officially.


  • Getting a job is a multi stage battle. Options 1, 2, and 3.5 won’t get you past the first stage, the inept HR screener. Doesn’t matter if it’s an entry level job, your resume looks worse to them than anyone with any professional experience. Option 3 kinda works for it, but even better would be an internship or two. That looks like real experience to the HR monkeys. Once you slay them, now you’re to the manager resume screen. This is where options 1 and 2, and maybe 3.5 can help. Score an interview with them, then it’s up to your shining personality to get you the rest of the way.

    Every job in the industry has hundreds of applicants these days. It’s no longer enough that your resume meets the requirements, it’s got to actually compete. Since most jobs allow remote these days, it’s got to compete on a national or even international scale. Apply to on-site or hybrid roles to limit the market of competition. Make sure your resume screams that you’re better than the rest.

    Good luck!










  • Ok, email is terrible. It just offloads the onus of security to your email provider. SMS/Phone call however meets the “something you have” aspect of MFA, PIN now counting as “something you know” aspect. Ultimately it sounds super weak, but that weakness can be mitigated by other aspects such as device fingerprinting, geo blocking, locking out after failed attempts, etc.

    The thing is, at some point, the bank will have a customers account get breached no matter what they do. If they want to be lax on security, they better provide top notch customer service when a breach occurs because they’ve taken the onus of security off the account holder and limited their options on being more secure.