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LCP@lemmy.world to Games@lemmy.worldEnglish · 2 days ago

Now You Can Buy In-Game DLC And Pay It Off Later

www.gamespot.com

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Now You Can Buy In-Game DLC And Pay It Off Later

www.gamespot.com

LCP@lemmy.world to Games@lemmy.worldEnglish · 2 days ago
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You can soon pay off in-game items in four installments.
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  • boaratio@lemmy.world
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    4 hours ago

    Don’t do this.

  • 🔍🦘🛎@lemmy.world
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    1 day ago

    The era of financing gooner skins for your waifu has arrived

    • thermal_shock@lemmy.world
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      14 minutes ago

      It always existed with credit cards.

  • BombOmOm@lemmy.world
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    2 days ago

    Don’t finance DLC purchases. If you are that bad off for money, you need to just play the games you already own.

    • otacon239@lemmy.world
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      2 days ago

      Or just don’t finance any non-essential purchase. The idea of financing anything smaller than a couple thousand dollars is just wild to me.

      • Mirodir@discuss.tchncs.de
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        2 days ago

        What’s also kinda wild is how those plans often have 0 interest rate as long as you’re able to pay the installments on time. Which means in theory you MAKE money by using them because you can earn interest with that money in the meantime.

        It ALSO means they know the people using those services are so bad with money that they can sustain themselves (and make a nice profit) purely by their clients failing to pay on time and then selling the debt to debt collectors. It’s absolutely disgusting how predatory this is, making their money mostly on the people who’d need such a system the most (and to a smaller amount, on people who don’t care).

        • paraphrand@lemmy.world
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          2 days ago

          “What?! We help people budget!”

          “What?! We help people when times are tough!”

          “What?! 73% of our customers pay us zero interest!”

      • NuXCOM_90Percent@lemmy.zip
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        2 days ago

        Financing can actually be an incredibly good idea if you expect inflation to increase at a greater rate than the interest. It literally saves you effective money.

        That said, it also tends to involve a credit pull (which hurts said interest rates) and becomes a monthly bill.

        So if you can afford the monthly bill AND it is a meaningfully large purchase AND you have every reason to expect inflation to increase more than the interest rate? It is actually a pretty good idea.

        For even a 200 dollar battle pass: no, it is not.

    • tonyn@lemmy.ml
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      2 days ago

      …or go make some money instead.

      • Ech@lemmy.ca
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        2 days ago

        Thanks, I’m rich.

        • tonyn@lemmy.ml
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          17 hours ago

          Have you tried playing the video games you already own?

          • the_crotch@sh.itjust.works
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            7 hours ago

            You gonna pay me to do that?

  • Drekaridill@feddit.is
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    2 days ago

    This is fucking dystopian

  • SheeEttin@lemmy.zip
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    2 days ago

    Putting everything on credit is a great plan if you expect the world to end very soon.

    • Ganbat@lemmy.dbzer0.com
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      2 days ago

      So it’s a great plan, then! Let’s go!

      • Ech@lemmy.ca
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        2 days ago

        Only if you’re right.

  • Etterra@discuss.online
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    2 days ago

    I want to cry but there aren’t enough tears.

  • LCP@lemmy.worldOP
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    2 days ago

    Gotta pay off that Doordash burrito first before dropping $50 on skins.

    • proper@lemmy.world
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      2 days ago

      I’ve seen this, also recently popped on on car insurance payment. definitely feels like more and more people are going to end up in debt prison soon.

      • DivineDev@piefed.social
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        1 day ago

        Ahhh, prison for people who can’t pay their debt, where they accrue even more of it since they can’t work… Could this possibly go wrong?

    • SatansMaggotyCumFart@piefed.world
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      2 days ago

      Now I can afford delivery apps too!

  • 🇰 🌀 🇱 🇦 🇳 🇦 🇰 🇮 @pawb.social
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    2 days ago

    Just lemme buy it with the money enemies drop when I kill them. 😬

  • dan1101@lemmy.world
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    2 days ago

    What is the collateral on a digital product purchase?

    • Ing0R@feddit.org
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      2 days ago

      Your soul!

      • proper@lemmy.world
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        2 days ago

        just split the payments over 7 sons of your 7 sons

      • dan1101@lemmy.world
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        2 days ago

        I’m gonna need all the loot boxes for that!

    • sugar_in_your_tea@sh.itjust.works
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      2 days ago

      Achievements.

  • dormedas@lemmy.dormedas.com
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    2 days ago

    If everybody has to finance their purchases, something might be fundamentally wrong with the economy…

  • themeatbridge@lemmy.world
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    2 days ago

    Just what my relaxing escapist hobby needed, debt.

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